Auto Finance USA
P.O. Box 720308, Oklahoma City OK 73172

FACTS WHAT DOES AUTO FINANCE USA, LLC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information.

Federal law gives consumers the right to limit some but not all sharing.

Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the products or services you have with us. This information can include:

  • Social Security Number and income
  • Credit history and credit scores
  • Account balances and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s information; the reasons Auto Finance USA, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Auto Finance USA share? Can you limit this sharing?

For our everyday business purposes - 

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Auto Finance USA share?

Yes

Can you limit this sharing?

No

For our marketing purposes - 

to offer products and services to you

Does Auto Finance USA share?

Yes

Can you limit this sharing?

No

For joint marketing with other financial companies

Does Auto Finance USA share?

NO

Can you limit this sharing?

We don’t share

For our affiliates’ everyday business purposes - 

information about your transactions and experiences

Does Auto Finance USA share?

Yes

Can you limit this sharing?

No

For our affiliates’ everyday business purposes - 

information about your creditworthiness

Does Auto Finance USA share?

NO

Can you limit this sharing?

We don’t share

For our affiliates to market to you

Does Auto Finance USA share?

NO

Can you limit this sharing?

We don’t share

For our nonaffiliates to market to you

Does Auto Finance USA share?

NO

Can you limit this sharing?

We don’t share

Questions? Call 405-814-8080 or go to www.autofinanceusa.com

Who We Are

Who is providing this notice?

Auto Finance USA, LLC

What we do

How does Auto Finance USA protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Auto Finance USA collect my personal information?

We may collect your personal information, for example, when you

  • Pay your bill or give us your income information
  • Apply for financing and give us your income information
  • Provide us your employment history

We also collect your personal information from other sources such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include The Key, LLC; Frayer Enterprises, LLC; Frayer Enterprises II, LLC; and OSATX1, LLC.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • We do not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • We do not jointly market.