Make a Payment

NEW! Quick and Easy CASH Payments for only $3.99 fee

To print a PayCode or send to your phone, visit
Pay Near Me

• Take the PayCode or phone to a store
• Tell cashier amount of payment
• Have them scan the barcode

Store will accept your payment and alert your lender you have paid.

We love to see our satisfied customers at The Key, but our mission is to make your life a whole lot better – and that means a whole lot easier. You can now make your vehicle payments online! Payments made during non-business hours will not be activated until the next business day.

So pay online and enjoy your day!

To make a payment, please pick from one of the options listed below:

• www.autofinanceusapay.com
  • One-time Payments (*$4 convenience fee applies)
  • Recurring Payments (No convenience fee applies)
• Auto Finance USA
  • P.O. Box 892220
    Oklahoma City, OK 73189
• 405.516.7000 (*$4 convenience fee applies for processing a payment with an agent)
  • Our hours are Monday through Friday, 8:30AM – 5:30PM. and Sat 9AM – 1PM

Credit Card, Debit Card, Money Order, Check, or Money Gram (Company ID: Auto Finace USA/receive code 14623)

*Convenience fees subject to change without notice

Auto Finance USA may contact customers regarding their accounts using an AI-powered voice assistant. These automated calls may provide account information, discuss available payment options, and help customers resolve their account issues.

The calls are secure, authorized, and originate from Auto Finance USA. Customers can interact with the voice assistant to receive information or ask common account-related questions.

If a customer prefers to speak with a live representative, they may contact Auto Finance USA through regular customer support channels.